National Fishing, Boating and Beach Safety Week this week is a chance to conduct insurance and safety reviews.
For a fourth consecutive year in 2012, Ohio had a record number of registered watercraft (435,310). Included in the total were a record 107,671 registered canoes and kayaks, representing an increase of 112 percent since 2002.
Recreational boating generates an economic impact for Ohio's economy that was estimated at $3.5 billion yearly and supporting the equivalent of more than 26,000 full-time jobs, according to a Great Lakes Commission study.
Owners of boats and jet skis should conduct an insurance review with their agent. Small boats may be covered by a homeowner's policy but coverage for liability risk can be limited. A boat of any significant size likely will be excluded from a homeowners policy for property and liability coverage.
Personal watercraft, such as jet skis, likely will require separate coverage.
Ohio law requires boaters born on or after Jan. 1, 1982, to complete either a boating course or a proficiency exam before operating a boat powered by more than 10 horsepower.
See www.watercraft.ohiodnr.gov for more details.