When my insurance agent retired back in the '80s, he gave me the names of agents I could contact to replace him. I picked one named Jim Green. Over the years, I have received a multitude of offers from other companies promising lower rates, faster claims service, free this, free that, etc., but I'm still with my original choice because I value honesty, integrity and strong principles over a couple dollars or a free trinket. I know I can depend on Jim when I need him. He's always there, as they say in the commercial, "Like a good neighbor. ..." That's an important point in today's world.